Effective Date: 04/21/2025
The Lendinggroup Co (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your information, including your mobile phone number, in accordance with federal privacy laws and SMS carrier compliance guidelines.
- Information We Collect
We may collect the following types of information when you interact with us, apply for services, or visit our website:
- Name, email address, mailing address, and phone number
- Date of birth, social security number (when required)
- Financial and credit-related data (only when voluntarily submitted)
- IP address, browser information, and device data
- SMS opt-in status and related consent metadata
- How We Use Your Information
We use the information we collect for the following purposes:
- To provide financial services, loan offers, or product recommendations
- To communicate with you via email, phone, or SMS
- To improve our website and services through analytics
- To comply with legal or regulatory obligations
- SMS Communications Policy
By voluntarily providing your mobile number and opting into SMS communications, you consent to receive text messages from The Lendinggroup Co. These messages may include:
- Loan application updates
- Reminders and service notifications
- Marketing or promotional messages
Important SMS Terms:
- Message frequency may vary.
- Message and data rates may apply.
- You can opt out of SMS messages at any time by replying STOP.
- For support, reply HELP or contact us directly at [insert phone/email].
We do not share, sell, rent, or disclose your mobile number or SMS consent data with any third parties or affiliates, except when required by law or with service providers strictly for the purpose of delivering SMS services.
- Sharing of Personal Information
We do not sell your personal information. We may share your data with:
- Authorized service providers (e.g., SMS gateway providers)
- Legal or regulatory authorities if required by law
All such parties are contractually obligated to keep your information secure and use it only for intended business purposes.
- Data Security
We use administrative, technical, and physical safeguards to protect your information. While no system is 100% secure, we take reasonable steps to ensure the integrity and confidentiality of your data.
- Your Rights and Choices
You may:
- Access or correct your personal information by contacting us
- Opt out of marketing communications at any time
- Withdraw consent for SMS communications by replying STOP
- Contact Us
If you have any questions about this policy or your personal data, please contact:
The Lendinggroup Co
1111 Street Road
Suite 202
Southampton, PA 18966
1-888-893-4933
- Changes to This Privacy Policy
We may update this Privacy Policy from time to time. All changes will be posted on this page with the revised effective date.