Should I Refinance My House Loan

How do I know if that’s the right time for re-financing?

If your existing house or present / current house loan satisfies one or more of these three circumstances, it’s a spending time to consider re-financing.

House Value Increased

If circumstances in your local real estate industry have raised your home’s value, your value went up, too. With high value you could get a new loan on better terms. Or you can turn that value into cash to use wherever you like.

Interest Rates Got Too Low.

As a standard concept, if you can get generally an interest rate at least half a percentage % less than what you’re currently spending, it’s a wise decision to consider re-financing. If you can get more than a percent, it’s an amazing idea. A low cost could get you a shorter-term, reduced per month installments, benefits over the life of the loan – maybe even all three.

Your Present House Loan Is Relatively New.

In the early parts of house loans, most of the payments per month go towards interest. If you can get a new house loan that applies more from your installments towards the principle interest, that’s excellent. You’ll build value quicker. It’s like actually paying money to yourself.

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Finding the best mortgage loans; we can help you out.

Nature Of Business and services : We specialize in: PURCHASE – REFINANCE – CASH OUT -DEBT CONSOLIDATION – HOME EQUITY LINEs OF CREDIT.

We are a full service Direct Mortgage Lender. We lend on Residential and Commercial Real Estate. (we *do not* do personal loans) we specialize in Fast Closings, Low Down Payments, Unique Loan Programs, High Loan To Value Cash Outs and the Lowest Rates on the Market Guaranteed! We cater to First Time Home Buyers, Realtors, Real Estate Investors, Refinance Customers (Example: Lower you Monthly Payment and Interest Rate). Debt Consolidation for Existing home owners.

*Product Types*: Conventional Mortgages, Home Equity Loans and Lines of Credit, FHA Home Loans (Including 203k), USDA Home Loans, VA Home Loans(for Veterans Only), No Income Loans, Sub Prime and Less Than Perfect Credit Loans, Commercial Loans, Construction Loans, Fix & Flip Loans. Lending Group Company was established In 2013 with a combined group experience of over 60 years. The Lending Group Company ®, Home & mortgage Loans ®, Mortgage Loans refinancing ® all of these are registered trademarks, or service marks of “THE LENDING GROUP COMPANY ® ” You may not use, display or recreate them without the prior written approval of THE LENDING GROUP COMPANY. You may not remove, modify , or otherwise change any trademark, signature, privacy or other exclusive privileges rights shown on, included in, or otherwise showing in any Content provided by, considered on, or obtained through this site. All other images recognized and included herein are the property of their specific owners and their use herein doesn’t mean support or approval of their products or services.