Fixed-Rate Home Loans

Fixed-Rate Home Loans – Balanced with 30- and 15-Year Loan Options

The fixed-rate home loan is the model of stability for the home loan industry. This relatively low-risk option gives you assumed monthly principle and interest (M&I) payments for the next 15 or 30 years, depends on that possible loan option which you choose. This efficient choice particularly attracts to long-term entrepreneurs prepared to stay in one place for a longer timeframe.

The 30-year fixed rate house loan

The most fascinated attraction of a 30-year fixed rate mortgage loan is security. That 30 years loan term saves you from changes in the marketplace (while still having the freedom to re-finance during enhanced industry conditions). When you choose this wiser option, you can expect:

• Lower interest rate per month compared to 15-year loans option
• Consistent and frequent per month installment
• Affordable principal and interest
• House Loan Tax Interest Deduction
• Long-Term Planning And Security
• Protection from future increased interest rates

The 30-year house loan; is a choice of most lenders group programs, and are available as traditional or government-insured items. The Lending Group Company also provides these plans on some Jumbo/Non-Conforming items. Govt items provide extra benefits.

The 15-years Fixed Rate House loan

At the Lending Group Company we offer a 15-year fixed rate home loan option suitable to fit all of your needs. This option works well for people who are looking for the same sort of security and ease while saving money for their upcoming years.

With a small term, you should expect a greater transaction per month. However, you should benefit long-term with a lowest level of interest and a reduced amount of total interest over the duration of the borrowed funds.

The 15-years fixed rate mortgage also gives you greater choices to move one. With a greater transaction per month, you build up more value in your house hold sooner. Which means you can move further from a house sale to make a bigger down payment on an upcoming house purchase.

At Lending Group Company, we’re prepared to help maintain your Fixed rate Home Loans goes as efficiently as possible. If you have any concerns, contact us at 215-516-5555 or use our online Contact Form and we’ll get in touch with you as soon as possible.